/*
Theme Name: Finad Premium
Theme URI: https://finadconsulting.pl/
Author: OpenAI
Description: Premium, responsywny motyw WordPress dla FinadConsulting. Nowe logo, elegancki nagłówek, nowoczesny homepage, podstrony usługowe, kalkulator orientacyjny, FAQ i formularz kontaktowy.
Version: 1.8.0
Text Domain: finad-modern
*/

:root {
  --finad-bg: #f6f8f5;
  --finad-surface: #ffffff;
  --finad-ink: #101828;
  --finad-muted: #667085;
  --finad-border: #e4e7ec;
  --finad-accent: #55c98a;
  --finad-accent-dark: #15804f;
  --finad-soft: #eaf8f0;
  --finad-dark: #0d1726;
  --finad-radius: 24px;
  --finad-shadow: 0 20px 60px rgba(16, 24, 40, .10);
  --finad-max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--finad-ink);
  background:
    radial-gradient(circle at top left, rgba(85, 201, 138, .13), transparent 28%),
    radial-gradient(circle at top right, rgba(13, 23, 38, .06), transparent 24%),
    linear-gradient(180deg, #fbfcfa 0%, var(--finad-bg) 34%, #f7f8f5 100%);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible {
  outline: 3px solid rgba(85, 201, 138, .45);
  outline-offset: 3px;
}

.finad-container { width: min(calc(100% - 40px), var(--finad-max)); margin-inline: auto; }
.finad-section { padding: 96px 0; }
.finad-section-sm { padding: 72px 0; }
.finad-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 18px;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--finad-soft);
  color: var(--finad-accent-dark);
  font-size: 14px;
  font-weight: 750;
  letter-spacing: .02em;
}
.finad-eyebrow::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--finad-accent); }
.finad-title {
  margin: 0;
  max-width: 820px;
  font-size: clamp(38px, 5.2vw, 72px);
  line-height: .98;
  letter-spacing: -.045em;
  font-weight: 800;
}
.finad-h2 {
  margin: 0;
  font-size: clamp(32px, 4vw, 54px);
  line-height: 1.04;
  letter-spacing: -.04em;
  font-weight: 800;
}
.finad-h3 { margin: 0 0 10px; font-size: 24px; line-height: 1.2; letter-spacing: -.025em; }
.finad-lead { max-width: 760px; color: var(--finad-muted); font-size: clamp(18px, 2vw, 22px); }
.finad-muted { color: var(--finad-muted); }
.finad-grid { display: grid; gap: 24px; }
.finad-grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.finad-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.finad-grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.finad-card {
  background: linear-gradient(180deg, rgba(255,255,255,.98), rgba(255,255,255,.92));
  border: 1px solid rgba(228, 231, 236, .92);
  border-radius: var(--finad-radius);
  padding: 30px;
  box-shadow: 0 12px 34px rgba(16, 24, 40, .05);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.finad-card:hover { transform: translateY(-4px); box-shadow: 0 22px 54px rgba(16, 24, 40, .08); border-color: rgba(85, 201, 138, .36); }
.finad-icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  margin-bottom: 22px;
  background: var(--finad-soft);
  color: var(--finad-accent-dark);
  font-weight: 800;
}
.finad-link { display: inline-flex; gap: 8px; align-items: center; margin-top: 18px; color: var(--finad-accent-dark); font-weight: 750; }
.finad-link::after { content: "→"; transition: transform .2s ease; }
.finad-link:hover::after { transform: translateX(4px); }

.finad-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 22px;
  border: 0;
  border-radius: 16px;
  background: linear-gradient(180deg, #78dfab 0%, var(--finad-accent) 100%);
  color: #082416;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 14px 34px rgba(85, 201, 138, .22);
  transition: transform .2s ease, box-shadow .2s ease, filter .2s ease, background .2s ease;
}
.finad-btn:hover { transform: translateY(-2px); box-shadow: 0 18px 40px rgba(85, 201, 138, .28); filter: saturate(1.05); }
.finad-btn-secondary { background: rgba(255,255,255,.78); color: var(--finad-ink); border: 1px solid var(--finad-border); box-shadow: none; }
.finad-btn-secondary:hover { background: #fff; box-shadow: 0 12px 28px rgba(16, 24, 40, .06); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  padding: 16px 0 0;
  background: transparent;
  border-bottom: 0;
}
.site-header.is-scrolled { padding-top: 10px; }
.finad-nav {
  min-height: 86px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 20px;
  padding: 14px 16px 14px 18px;
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(228, 231, 236, .9);
  border-radius: 28px;
  backdrop-filter: blur(16px);
  box-shadow: 0 18px 50px rgba(16, 24, 40, .07);
  transition: background .22s ease, box-shadow .22s ease, transform .22s ease;
  position: relative;
}
.site-header.is-scrolled .finad-nav {
  background: rgba(255,255,255,.93);
  box-shadow: 0 22px 55px rgba(16, 24, 40, .10);
  transform: translateY(-1px);
}
.finad-brand-group { display: flex; align-items: center; gap: 12px; min-width: 0; }
.finad-brand { display: inline-flex; align-items: center; gap: 12px; font-size: 18px; font-weight: 850; letter-spacing: -.025em; }
.finad-brand-copy { display: grid; line-height: .94; }
.finad-brand-copy strong { font-size: 24px; letter-spacing: -.05em; }
.finad-brand-copy small { font-size: 11px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--finad-muted); }
.finad-custom-logo .custom-logo-link {
  display: inline-flex;
  align-items: center;
  padding: 10px 14px;
  border-radius: 20px;
  background: linear-gradient(180deg, rgba(255,255,255,.95), rgba(247,248,245,.96));
  border: 1px solid rgba(228,231,236,.9);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.7);
}
.finad-custom-logo img { display: block; width: auto; max-height: 44px; }
.finad-brand-mark {
  width: 42px;
  height: 42px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: linear-gradient(160deg, var(--finad-dark), #18283c);
  color: var(--finad-accent);
  font-weight: 900;
  box-shadow: 0 10px 24px rgba(16, 24, 40, .18);
}
.finad-brand-note {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 0 14px;
  border-radius: 999px;
  background: rgba(234,248,240,.95);
  border: 1px solid #dcebe2;
  color: #225a3b;
  font-size: 13px;
  font-weight: 750;
  white-space: nowrap;
}
.finad-nav-main { display: flex; justify-content: center; }
.finad-nav-main nav { max-width: 100%; }
.finad-menu {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 7px;
  gap: 6px;
  align-items: center;
  border-radius: 18px;
  background: rgba(247,248,245,.96);
  border: 1px solid rgba(228,231,236,.85);
}
.finad-menu li { display: flex; }
.finad-menu a {
  color: #344054;
  font-size: 15px;
  font-weight: 700;
  padding: 11px 14px;
  border-radius: 13px;
  transition: background .2s ease, color .2s ease, transform .2s ease;
}
.finad-menu a:hover,
.finad-menu .current-menu-item > a,
.finad-menu .current_page_item > a,
.finad-menu .current_page_parent > a {
  color: var(--finad-ink);
  background: #fff;
  box-shadow: 0 10px 20px rgba(16, 24, 40, .06);
}
.finad-nav-actions { display: flex; align-items: center; gap: 10px; }
.finad-header-cta { background: linear-gradient(180deg, #18283c 0%, var(--finad-dark) 100%); color: #fff; box-shadow: 0 14px 30px rgba(13, 23, 38, .16); }
.finad-header-cta:hover { background: linear-gradient(180deg, #203048 0%, #122034 100%); box-shadow: 0 18px 36px rgba(13, 23, 38, .2); }
.finad-menu-toggle {
  display: none;
  width: 50px;
  height: 50px;
  padding: 0;
  border-radius: 15px;
  border: 1px solid var(--finad-border);
  background: #fff;
  cursor: pointer;
  position: relative;
}
.finad-menu-toggle span {
  position: absolute;
  left: 14px;
  width: 20px;
  height: 2px;
  border-radius: 999px;
  background: var(--finad-dark);
  transition: transform .2s ease, opacity .2s ease, top .2s ease;
}
.finad-menu-toggle span:nth-child(1) { top: 17px; }
.finad-menu-toggle span:nth-child(2) { top: 24px; }
.finad-menu-toggle span:nth-child(3) { top: 31px; }
.finad-menu-toggle.is-open span:nth-child(1) { top: 24px; transform: rotate(45deg); }
.finad-menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.finad-menu-toggle.is-open span:nth-child(3) { top: 24px; transform: rotate(-45deg); }

.finad-hero { padding: 66px 0 84px; overflow: hidden; }
.finad-hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: 54px; align-items: center; }
.finad-hero-copy .finad-lead { margin: 26px 0 32px; }
.finad-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.finad-trust-row { display: flex; flex-wrap: wrap; gap: 12px 22px; margin-top: 30px; color: #475467; font-size: 14px; font-weight: 650; }
.finad-trust-row span::before { content: "✓"; margin-right: 8px; color: var(--finad-accent-dark); }
.finad-dashboard {
  position: relative;
  background: var(--finad-dark);
  color: #fff;
  padding: 28px;
  border-radius: 34px;
  box-shadow: var(--finad-shadow);
}
.finad-dashboard::before {
  content: "";
  position: absolute;
  width: 250px;
  height: 250px;
  border-radius: 50%;
  background: rgba(85, 201, 138, .14);
  filter: blur(10px);
  top: -70px;
  right: -60px;
}
.finad-dashboard-head { position: relative; display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; }
.finad-dashboard-label { color: #aab4c0; font-size: 14px; }
.finad-dashboard-value { font-size: clamp(34px, 4vw, 52px); font-weight: 850; letter-spacing: -.04em; }
.finad-status { display: inline-flex; gap: 7px; align-items: center; padding: 7px 10px; background: rgba(85, 201, 138, .12); color: #8ce1af; border-radius: 999px; font-size: 13px; font-weight: 700; }
.finad-status::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: #8ce1af; }
.finad-mini-grid { position: relative; display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.finad-mini-card { padding: 18px; border-radius: 20px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.08); }
.finad-mini-card strong { display: block; font-size: 20px; }
.finad-mini-card span { color: #aab4c0; font-size: 13px; }
.finad-steps-line { height: 9px; margin-top: 18px; background: rgba(255,255,255,.09); border-radius: 999px; overflow: hidden; }
.finad-steps-line i { display: block; width: 72%; height: 100%; background: var(--finad-accent); border-radius: inherit; }

.finad-band { background: #eef6f1; border-block: 1px solid #dcebe2; }
.finad-metric { padding: 18px 0; }
.finad-metric strong { display: block; font-size: 30px; letter-spacing: -.03em; }
.finad-metric span { color: var(--finad-muted); font-size: 14px; }

.finad-calculator-wrap { background: var(--finad-dark); color: #fff; border-radius: 34px; padding: 38px; display: grid; grid-template-columns: .9fr 1.1fr; gap: 34px; }
.finad-calculator-wrap .finad-lead { color: #aab4c0; }
.finad-calc-box { background: #fff; color: var(--finad-ink); border-radius: 26px; padding: 28px; }
.finad-field { margin-bottom: 20px; }
.finad-field label { display: flex; justify-content: space-between; gap: 18px; margin-bottom: 8px; font-size: 14px; font-weight: 750; }
.finad-field output { color: var(--finad-accent-dark); }
.finad-field input[type="range"] { width: 100%; accent-color: var(--finad-accent-dark); }
.finad-calc-result { margin-top: 10px; padding: 22px; border-radius: 18px; background: var(--finad-soft); }
.finad-calc-result span { display: block; color: #47705a; font-size: 13px; font-weight: 700; }
.finad-calc-result strong { display: block; font-size: 34px; letter-spacing: -.04em; }
.finad-disclaimer { color: #667085; font-size: 12px; margin-top: 10px; }

.finad-process { counter-reset: step; }
.finad-process .finad-card { position: relative; overflow: hidden; min-height: 220px; }
.finad-process .finad-card::after { counter-increment: step; content: "0" counter(step); position: absolute; right: 18px; bottom: -16px; font-size: 86px; line-height: 1; font-weight: 900; color: #eef2f0; letter-spacing: -.08em; }
.finad-process .finad-card > * { position: relative; z-index: 1; }

.finad-about { display: grid; grid-template-columns: .9fr 1.1fr; gap: 34px; align-items: stretch; }
.finad-about-visual { min-height: 430px; border-radius: 32px; padding: 30px; background: linear-gradient(160deg, #dff4e7, #eff8f2 55%, #fff); border: 1px solid var(--finad-border); display: flex; flex-direction: column; justify-content: space-between; }
.finad-portrait-placeholder { width: 132px; height: 132px; border-radius: 28px; background: var(--finad-dark); color: var(--finad-accent); display: grid; place-items: center; font-size: 38px; font-weight: 900; }
.finad-quote { font-size: 28px; line-height: 1.2; letter-spacing: -.03em; font-weight: 750; }
.finad-about-copy { padding: 36px; background: #fff; border-radius: 32px; border: 1px solid var(--finad-border); }
.finad-checks { list-style: none; padding: 0; margin: 24px 0; display: grid; gap: 12px; }
.finad-checks li { display: flex; gap: 10px; }
.finad-checks li::before { content: "✓"; color: var(--finad-accent-dark); font-weight: 900; }

.finad-faq details { background: #fff; border: 1px solid var(--finad-border); border-radius: 18px; padding: 0 20px; }
.finad-faq details + details { margin-top: 12px; }
.finad-faq summary { cursor: pointer; list-style: none; padding: 20px 0; font-weight: 800; }
.finad-faq summary::-webkit-details-marker { display: none; }
.finad-faq summary::after { content: "+"; float: right; color: var(--finad-accent-dark); font-size: 22px; }
.finad-faq details[open] summary::after { content: "×"; }
.finad-faq details p { margin-top: 0; color: var(--finad-muted); }

.finad-blog-card { overflow: hidden; padding: 0; }
.finad-blog-thumb { aspect-ratio: 16/9; width: 100%; object-fit: cover; background: linear-gradient(135deg, #dff4e7, #f7faf8); display: grid; place-items: center; font-size: 34px; font-weight: 900; color: var(--finad-accent-dark); }
.finad-blog-card .finad-blog-body { padding: 24px; }
.finad-blog-meta { color: var(--finad-muted); font-size: 13px; margin-bottom: 8px; }

.finad-contact { background: var(--finad-dark); color: #fff; border-radius: 34px; padding: 42px; display: grid; grid-template-columns: .9fr 1.1fr; gap: 34px; }
.finad-contact .finad-lead { color: #aab4c0; }
.finad-contact-form { background: #fff; color: var(--finad-ink); border-radius: 26px; padding: 26px; }
.finad-form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.finad-form-field { display: grid; gap: 7px; }
.finad-form-field.full { grid-column: 1 / -1; }
.finad-form-field label { font-size: 14px; font-weight: 750; }
.finad-form-field input, .finad-form-field select, .finad-form-field textarea {
  width: 100%;
  border: 1px solid #d0d5dd;
  border-radius: 12px;
  background: #fff;
  padding: 13px 14px;
  color: var(--finad-ink);
  font: inherit;
}
.finad-form-field textarea { min-height: 120px; resize: vertical; }
.finad-consent { display: flex; gap: 10px; align-items: flex-start; color: var(--finad-muted); font-size: 12px; }
.finad-alert { margin-bottom: 22px; padding: 18px 20px; border-radius: 18px; background: var(--finad-soft); color: #24593b; font-weight: 700; display: flex; gap: 14px; align-items: flex-start; border: 1px solid rgba(85,201,138,.28); }
.finad-alert-icon { flex: 0 0 34px; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: #dff5e7; color: #146b43; font-size: 18px; font-weight: 900; }
.finad-alert strong { display: block; font-size: 17px; color: var(--finad-ink); }
.finad-alert p { margin: 3px 0 0; color: #40604d; font-weight: 600; }
.finad-alert small { display: block; margin-top: 7px; color: #5d7465; font-weight: 600; line-height: 1.45; }
.finad-alert--success { box-shadow: 0 14px 34px rgba(35, 92, 61, .07); }
.finad-honeypot { position: absolute !important; left: -9999px !important; }

.site-footer { padding: 46px 0 28px; }
.finad-footer-grid { display: grid; grid-template-columns: 1.3fr .7fr .7fr; gap: 30px; padding-bottom: 32px; border-bottom: 1px solid var(--finad-border); }
.finad-footer-title { font-weight: 800; margin-bottom: 10px; }
.finad-footer-links { display: grid; gap: 8px; color: var(--finad-muted); font-size: 14px; }
.finad-footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; color: var(--finad-muted); font-size: 13px; }

.entry-content { width: min(calc(100% - 40px), 900px); margin: 0 auto; padding: 70px 0; }
.entry-content h1, .entry-content h2, .entry-content h3 { line-height: 1.15; letter-spacing: -.03em; }
.entry-content a { color: var(--finad-accent-dark); text-decoration: underline; }

@media (max-width: 980px) {
  .finad-grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .finad-grid-3 { grid-template-columns: 1fr; }
  .finad-hero-grid, .finad-calculator-wrap, .finad-about, .finad-contact { grid-template-columns: 1fr; }
  .finad-hero { padding-top: 54px; }
  .finad-dashboard { max-width: 680px; }
}

@media (max-width: 680px) {
  body { font-size: 16px; }
  .finad-container { width: min(calc(100% - 28px), var(--finad-max)); }
  .finad-section { padding: 72px 0; }
  .finad-section-sm { padding: 54px 0; }
  .finad-grid-2, .finad-grid-4, .finad-form-grid { grid-template-columns: 1fr; }
  .finad-card { padding: 24px; border-radius: 20px; }
  .finad-dashboard, .finad-calculator-wrap, .finad-about-visual, .finad-about-copy, .finad-contact { border-radius: 24px; }
  .finad-calculator-wrap, .finad-contact { padding: 22px; }
  .finad-actions { flex-direction: column; }
  .finad-actions .finad-btn { width: 100%; }
  .finad-mini-grid { grid-template-columns: 1fr; }
  .finad-footer-grid { grid-template-columns: 1fr; }
  .finad-footer-bottom { flex-direction: column; }
}


/* ===== Modern subpages ===== */
.finad-page-hero { padding: 76px 0 82px; overflow: hidden; }
.finad-page-hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 56px; align-items: center; }
.finad-page-title { margin: 0; max-width: 860px; font-size: clamp(42px, 5vw, 70px); line-height: .99; letter-spacing: -.048em; font-weight: 850; }
.finad-page-title--generic { max-width: 920px; font-size: clamp(38px, 5vw, 64px); }
.finad-page-hero .finad-lead { margin: 26px 0 30px; }
.finad-page-visual { min-height: 500px; padding: 28px; border-radius: 34px; background: linear-gradient(145deg, #0d1726, #15263a); color: #fff; box-shadow: var(--finad-shadow); display: flex; flex-direction: column; justify-content: space-between; position: relative; overflow: hidden; }
.finad-page-visual::before { content: ""; position: absolute; width: 260px; height: 260px; right: -80px; top: -90px; border-radius: 50%; background: rgba(85,201,138,.18); filter: blur(4px); }
.finad-visual-top { position: relative; z-index: 1; display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; color: #b9c2ce; font-size: 14px; }
.finad-visual-top strong { color: #fff; font-size: 28px; letter-spacing: -.03em; }
.finad-visual-list { position: relative; z-index: 1; display: grid; gap: 12px; }
.finad-visual-list > div { display: grid; grid-template-columns: 48px 1fr; gap: 4px 14px; align-items: center; padding: 18px; border: 1px solid rgba(255,255,255,.1); background: rgba(255,255,255,.07); border-radius: 20px; }
.finad-visual-list > div > span { grid-row: 1 / 3; width: 42px; height: 42px; display: grid; place-items: center; border-radius: 13px; background: rgba(85,201,138,.14); color: #91e5b4; font-weight: 850; }
.finad-visual-list strong { font-size: 18px; }
.finad-visual-list small { color: #aeb8c5; }
.finad-section-heading { display: grid; grid-template-columns: 1.05fr .95fr; gap: 50px; align-items: end; margin-bottom: 38px; }
.finad-section-heading .finad-lead { margin: 0; }
.finad-feature-grid .finad-card { min-height: 285px; display: flex; flex-direction: column; align-items: flex-start; }
.finad-feature-grid .finad-muted { margin-bottom: 0; }
.finad-feature-card .finad-icon { margin-bottom: 34px; }
.finad-split-panel { display: grid; grid-template-columns: 1.08fr .92fr; gap: 28px; align-items: stretch; }
.finad-split-panel--reverse { grid-template-columns: .92fr 1.08fr; }
.finad-split-copy { padding: 40px; background: #fff; border: 1px solid var(--finad-border); border-radius: 30px; }
.finad-dark-card { min-height: 390px; padding: 38px; border-radius: 30px; background: var(--finad-dark); color: #fff; display: flex; flex-direction: column; justify-content: flex-end; position: relative; overflow: hidden; }
.finad-dark-card::before { content: ""; position: absolute; width: 260px; height: 260px; top: -110px; right: -90px; border-radius: 50%; background: rgba(85,201,138,.14); }
.finad-dark-card > * { position: relative; z-index: 1; }
.finad-dark-card-kicker { margin-bottom: auto; color: #91e5b4; font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.finad-dark-card strong { max-width: 540px; font-size: clamp(30px, 3.6vw, 48px); line-height: 1.02; letter-spacing: -.04em; }
.finad-dark-card p { color: #aeb8c5; max-width: 540px; }
.finad-dark-card .finad-btn { align-self: flex-start; margin-top: 8px; }
.finad-page-contact { padding: 38px; border-radius: 34px; background: var(--finad-dark); color: #fff; display: grid; grid-template-columns: .9fr 1.1fr; gap: 34px; align-items: start; }
.finad-page-contact .finad-lead { color: #aeb8c5; }
.finad-page-contact-copy { padding: 18px 8px; }
.finad-contact-points { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.finad-contact-points span { padding: 9px 12px; border: 1px solid rgba(255,255,255,.12); border-radius: 999px; color: #d5dce4; font-size: 13px; font-weight: 700; }
.finad-contact-form--page { box-shadow: 0 24px 70px rgba(0,0,0,.16); }
.finad-form-note { margin: 9px 0 0; color: var(--finad-muted); font-size: 12px; }
.finad-alert--error { background: #fff3f3; color: #8b2d2d; border-color: #f2cccc; }
.finad-alert--error .finad-alert-icon { background: #fde1e1; color: #9b3030; }
.finad-alert--error p { color: #7a4a4a; }

/* About */
.finad-page-hero--about { background: linear-gradient(180deg, #f6f8f5 0, #eef6f1 100%); }
.finad-page-hero-grid--about { align-items: stretch; }
.finad-about-signature-card { min-height: 500px; padding: 30px; border-radius: 34px; background: #fff; border: 1px solid var(--finad-border); box-shadow: var(--finad-shadow); display: flex; flex-direction: column; }
.finad-person-mark { width: 132px; height: 132px; border-radius: 30px; display: grid; place-items: center; background: var(--finad-dark); color: var(--finad-accent); font-size: 40px; font-weight: 900; }
.finad-about-signature-card > div:nth-child(2) { margin-top: 22px; display: grid; }
.finad-about-signature-card > div:nth-child(2) span { font-size: 22px; font-weight: 850; }
.finad-about-signature-card > div:nth-child(2) strong { color: var(--finad-accent-dark); font-size: 14px; }
.finad-about-signature-card blockquote { margin: auto 0 0; padding: 26px 0 0; border-top: 1px solid var(--finad-border); font-size: 26px; line-height: 1.25; letter-spacing: -.03em; font-weight: 750; }
.finad-stat-card { padding: 26px; border-top: 1px solid var(--finad-border); }
.finad-stat-card strong { display: block; font-size: 36px; line-height: 1; letter-spacing: -.04em; }
.finad-stat-card span { display: block; margin-top: 10px; color: var(--finad-muted); font-size: 14px; }
.finad-about-story { display: grid; grid-template-columns: .95fr 1.05fr; gap: 56px; align-items: start; }
.finad-about-story-main { position: sticky; top: 120px; }
.finad-principles { display: grid; gap: 12px; }
.finad-principles article { display: grid; grid-template-columns: 56px 1fr; gap: 18px; padding: 26px; border-radius: 24px; background: #fff; border: 1px solid var(--finad-border); }
.finad-principles article > span { width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center; background: var(--finad-soft); color: var(--finad-accent-dark); font-weight: 850; }
.finad-principles h3 { margin: 3px 0 7px; font-size: 22px; }
.finad-principles p { margin: 0; color: var(--finad-muted); }
.finad-checks--large { gap: 16px; font-size: 18px; }
.finad-cta-panel { padding: 42px; border-radius: 32px; background: #fff; border: 1px solid var(--finad-border); display: flex; justify-content: space-between; gap: 40px; align-items: center; }
.finad-cta-panel .finad-btn { flex: 0 0 auto; }

/* Business */
.finad-page-hero--dark { background: var(--finad-dark); color: #fff; }
.finad-page-hero--dark .finad-lead { color: #adb7c3; }
.finad-page-hero--dark .finad-eyebrow { background: rgba(85,201,138,.12); color: #91e5b4; }
.finad-page-hero--dark .finad-trust-row { color: #c7d0da; }
.finad-btn-dark-secondary { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.18); }
.finad-btn-dark-secondary:hover { background: rgba(255,255,255,.08); }
.finad-business-board { min-height: 500px; border-radius: 34px; padding: 28px; background: #121f31; border: 1px solid rgba(255,255,255,.08); display: flex; flex-direction: column; box-shadow: 0 26px 80px rgba(0,0,0,.25); }
.finad-business-board-head { display: flex; justify-content: space-between; align-items: center; color: #9ea9b7; font-size: 14px; margin-bottom: 34px; }
.finad-business-board-head strong { color: #fff; font-size: 28px; }
.finad-business-row { padding: 18px 0; border-top: 1px solid rgba(255,255,255,.09); display: grid; grid-template-columns: 1fr auto; gap: 10px; }
.finad-business-row span { color: #9ea9b7; font-size: 13px; }
.finad-business-row strong { font-size: 18px; }
.finad-business-row i { grid-column: 1 / -1; height: 8px; border-radius: 999px; background: rgba(255,255,255,.08); overflow: hidden; position: relative; }
.finad-business-row i::after { content: ""; display: block; height: 100%; width: 70%; border-radius: inherit; background: var(--finad-accent); }
.finad-business-row i.is-medium::after { width: 82%; }
.finad-business-row i.is-full::after { width: 96%; }
.finad-business-note { margin-top: auto; padding: 18px; border-radius: 18px; background: rgba(85,201,138,.11); color: #a8e8c1; font-size: 14px; font-weight: 700; }
.finad-soft-section { background: #eef6f1; border-block: 1px solid #dcebe2; }
.finad-business-fit { display: grid; grid-template-columns: .8fr 1.2fr; gap: 56px; align-items: start; }
.finad-fit-list { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.finad-fit-list article { padding: 24px; border-radius: 22px; background: #fff; border: 1px solid #dcebe2; }
.finad-fit-list span { display: inline-grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: var(--finad-soft); color: var(--finad-accent-dark); font-weight: 850; }
.finad-fit-list p { margin: 18px 0 0; color: #475467; }
.finad-timeline { margin-top: 38px; border-top: 1px solid var(--finad-border); }
.finad-timeline article { display: grid; grid-template-columns: 100px .8fr 1.2fr; gap: 30px; align-items: baseline; padding: 28px 0; border-bottom: 1px solid var(--finad-border); }
.finad-timeline article > span { color: var(--finad-accent-dark); font-weight: 850; }
.finad-timeline h3 { margin: 0; font-size: 23px; }
.finad-timeline p { margin: 0; color: var(--finad-muted); }
.finad-page-contact--business { background: #0f1c2d; }

/* Contact */
.finad-contact-hero { padding-bottom: 58px; }
.finad-contact-hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 56px; align-items: stretch; }
.finad-contact-method-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 12px; margin-top: 34px; }
.finad-contact-method { padding: 20px; border-radius: 20px; background: #fff; border: 1px solid var(--finad-border); display: grid; gap: 3px; }
.finad-contact-method > span { color: var(--finad-accent-dark); font-size: 12px; text-transform: uppercase; letter-spacing: .08em; font-weight: 850; }
.finad-contact-method strong { font-size: 17px; overflow-wrap: anywhere; }
.finad-contact-method small { color: var(--finad-muted); }
.finad-contact-hero-card { padding: 32px; border-radius: 32px; background: var(--finad-dark); color: #fff; display: flex; flex-direction: column; justify-content: center; }
.finad-contact-hero-kicker { color: #91e5b4; font-size: 13px; font-weight: 850; text-transform: uppercase; letter-spacing: .08em; }
.finad-contact-hero-card ol { margin: 28px 0; padding: 0; list-style: none; counter-reset: contactsteps; display: grid; gap: 12px; }
.finad-contact-hero-card li { counter-increment: contactsteps; display: flex; gap: 14px; align-items: center; padding: 15px; border-radius: 16px; background: rgba(255,255,255,.07); }
.finad-contact-hero-card li::before { content: "0" counter(contactsteps); color: #91e5b4; font-weight: 850; }
.finad-contact-hero-card p { color: #9faab8; font-size: 13px; }
.finad-contact-page-layout { display: grid; grid-template-columns: .85fr 1.15fr; gap: 34px; align-items: start; }
.finad-contact-sidebar { padding: 20px 8px; position: sticky; top: 112px; }
.finad-contact-sidebar-list { margin-top: 26px; display: flex; flex-wrap: wrap; gap: 9px; }
.finad-contact-sidebar-list span { padding: 9px 12px; border-radius: 999px; background: var(--finad-soft); color: var(--finad-accent-dark); font-size: 13px; font-weight: 750; }

/* Generic page fallback */
.finad-generic-hero { padding: 70px 0 34px; }
.finad-prose-shell { max-width: 920px; }
.finad-prose { background: #fff; border: 1px solid var(--finad-border); border-radius: 28px; padding: clamp(26px, 5vw, 56px); }
.finad-prose > :first-child { margin-top: 0; }
.finad-prose > :last-child { margin-bottom: 0; }
.finad-prose h2, .finad-prose h3 { line-height: 1.12; letter-spacing: -.035em; }
.finad-prose h2 { margin-top: 2em; font-size: clamp(30px, 4vw, 44px); }
.finad-prose h3 { margin-top: 1.7em; font-size: 26px; }
.finad-prose a { color: var(--finad-accent-dark); text-decoration: underline; text-underline-offset: 3px; }
.finad-prose ul, .finad-prose ol { padding-left: 1.3em; }

@media (max-width: 980px) {
  .finad-page-hero-grid, .finad-section-heading, .finad-split-panel, .finad-split-panel--reverse, .finad-page-contact, .finad-about-story, .finad-business-fit, .finad-contact-hero-grid, .finad-contact-page-layout { grid-template-columns: 1fr; }
  .finad-page-visual, .finad-about-signature-card, .finad-business-board { min-height: 420px; }
  .finad-about-story-main, .finad-contact-sidebar { position: static; }
  .finad-fit-list { grid-template-columns: 1fr 1fr; }
  .finad-timeline article { grid-template-columns: 70px 1fr; }
  .finad-timeline article p { grid-column: 2; }
  .finad-cta-panel { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 680px) {
  .finad-page-hero { padding: 54px 0 60px; }
  .finad-page-title { font-size: clamp(38px, 12vw, 52px); }
  .finad-page-visual, .finad-about-signature-card, .finad-business-board { min-height: 360px; border-radius: 24px; padding: 22px; }
  .finad-visual-list > div { padding: 14px; }
  .finad-section-heading { gap: 18px; }
  .finad-split-copy, .finad-dark-card, .finad-page-contact, .finad-cta-panel { padding: 24px; border-radius: 24px; }
  .finad-dark-card { min-height: 340px; }
  .finad-about-signature-card blockquote { font-size: 22px; }
  .finad-principles article { grid-template-columns: 46px 1fr; padding: 20px; }
  .finad-principles article > span { width: 44px; height: 44px; }
  .finad-fit-list, .finad-contact-method-grid { grid-template-columns: 1fr; }
  .finad-timeline article { grid-template-columns: 48px 1fr; gap: 15px; }
  .finad-contact-hero-card { padding: 24px; border-radius: 24px; }
  .finad-stat-card { padding-inline: 4px; }
}


.finad-footer-brand { display: flex; align-items: flex-start; gap: 14px; }
.finad-footer-brand strong { display: block; font-size: 22px; letter-spacing: -.03em; }
.finad-footer-brand span:last-child { display: block; margin-top: 8px; color: var(--finad-muted); max-width: 420px; }
.finad-footer-links a { transition: color .2s ease, transform .2s ease; }
.finad-footer-links a:hover { color: var(--finad-ink); transform: translateX(2px); }

@media (max-width: 1180px) {
  .finad-brand-note { display: none; }
}

@media (max-width: 980px) {
  .site-header { padding-top: 12px; }
  .finad-nav { grid-template-columns: 1fr auto; gap: 14px; min-height: 78px; padding: 12px 12px 12px 14px; }
  .finad-nav-main { grid-column: 1 / -1; justify-content: stretch; }
  .finad-nav-main nav { width: 100%; }
  .finad-nav-main > nav > .finad-menu { display: none; position: absolute; top: calc(100% + 10px); left: 0; right: 0; padding: 12px; background: rgba(255,255,255,.98); border: 1px solid var(--finad-border); border-radius: 20px; box-shadow: 0 24px 55px rgba(16,24,40,.12); flex-direction: column; align-items: stretch; gap: 4px; }
  .finad-nav-main > nav > .finad-menu.is-open { display: flex; }
  .finad-nav-main > nav > .finad-menu a { display: block; padding: 14px; }
  .finad-nav-actions .finad-header-cta { display: none; }
  .finad-menu-toggle { display: inline-grid; place-items: center; }
}

@media (max-width: 680px) {
  .finad-brand-copy strong { font-size: 21px; }
  .finad-custom-logo img { max-height: 36px; }
  .finad-nav { border-radius: 22px; }
}

/* =========================================================
   FINAD PREMIUM 1.3
   ========================================================= */
:root {
  --finad-bg: #f8f5ef;
  --finad-surface: #ffffff;
  --finad-ink: #0b2744;
  --finad-muted: #66717d;
  --finad-border: #e8e2d9;
  --finad-accent: #6d987d;
  --finad-accent-dark: #346247;
  --finad-soft: #eef3ec;
  --finad-dark: #08233f;
  --finad-gold: #b79b61;
  --finad-radius: 26px;
  --finad-shadow: 0 24px 70px rgba(25, 37, 50, .11);
  --finad-max: 1280px;
}

body {
  color: #172434;
  background:
    radial-gradient(circle at 90% 4%, rgba(183, 155, 97, .10), transparent 26%),
    radial-gradient(circle at 4% 18%, rgba(109, 152, 125, .09), transparent 24%),
    #fbf9f5;
}

.finad-title,
.finad-h2,
.finad-page-title,
.finad-quote,
.finad-dark-card strong,
.finad-about-signature-card blockquote {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500;
}

.finad-h2 {
  color: var(--finad-ink);
  letter-spacing: -.045em;
}

.finad-eyebrow {
  background: transparent;
  color: #846b3d;
  padding: 0;
  border-radius: 0;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 12px;
}
.finad-eyebrow::before {
  width: 34px;
  height: 1px;
  border-radius: 0;
  background: var(--finad-gold);
}

.finad-btn {
  min-height: 54px;
  border-radius: 14px;
  background: linear-gradient(180deg, #123354 0%, var(--finad-dark) 100%);
  color: #fff;
  box-shadow: 0 14px 30px rgba(8, 35, 63, .15);
}
.finad-btn:hover {
  background: linear-gradient(180deg, #193e63 0%, #0d2c4b 100%);
  box-shadow: 0 18px 40px rgba(8, 35, 63, .20);
}
.finad-btn-secondary {
  background: rgba(255,255,255,.82);
  color: var(--finad-ink);
  border: 1px solid #ded6ca;
  box-shadow: 0 10px 25px rgba(32, 38, 45, .05);
}
.finad-btn-secondary:hover { background: #fff; }

.finad-card {
  background: rgba(255,255,255,.86);
  border-color: rgba(225, 218, 208, .9);
  box-shadow: 0 14px 45px rgba(22, 31, 43, .055);
}
.finad-card:hover {
  border-color: rgba(109, 152, 125, .34);
  box-shadow: 0 24px 60px rgba(22, 31, 43, .09);
}
.finad-icon {
  background: #edf3ee;
  color: #416f56;
}
.finad-link { color: #345e48; }

/* Premium header */
.site-header.finad-premium-header {
  position: sticky;
  top: 0;
  z-index: 100;
  padding: 18px 0 0;
  background: transparent;
  border: 0;
  transition: padding .2s ease;
}
.site-header.finad-premium-header.is-scrolled { padding-top: 10px; }
.finad-premium-nav-shell {
  min-height: 88px;
  display: grid;
  grid-template-columns: 218px minmax(0, 1fr) auto;
  align-items: center;
  gap: 24px;
  padding: 12px 14px 12px 18px;
  border: 1px solid rgba(255,255,255,.82);
  border-radius: 28px;
  background: rgba(255,255,255,.82);
  backdrop-filter: blur(20px) saturate(130%);
  box-shadow: 0 22px 60px rgba(36, 39, 41, .10), inset 0 1px 0 rgba(255,255,255,.95);
  position: relative;
}
.site-header.is-scrolled .finad-premium-nav-shell {
  background: rgba(255,255,255,.94);
  box-shadow: 0 18px 52px rgba(22, 31, 43, .12);
}
.finad-premium-logo {
  display: inline-flex;
  align-items: center;
  width: 200px;
  min-width: 0;
  border-radius: 16px;
  padding: 2px 4px;
}
.finad-premium-logo img {
  display: block;
  width: 100%;
  height: auto;
  max-height: 62px;
  object-fit: contain;
  object-position: left center;
}
.finad-premium-header .finad-nav-main {
  display: flex;
  justify-content: center;
  min-width: 0;
}
.finad-premium-header .finad-nav-main nav { max-width: 100%; }
.finad-premium-header .finad-menu {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2px;
  margin: 0;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  list-style: none;
}
.finad-premium-header .finad-menu li { display: flex; }
.finad-premium-header .finad-menu a {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 46px;
  padding: 0 13px;
  border-radius: 12px;
  color: #253449;
  font-size: 14px;
  font-weight: 650;
  white-space: nowrap;
  transition: color .2s ease, background .2s ease;
}
.finad-premium-header .finad-menu a::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 4px;
  height: 2px;
  border-radius: 999px;
  background: var(--finad-accent-dark);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform .2s ease;
}
.finad-premium-header .finad-menu a:hover,
.finad-premium-header .finad-menu .current-menu-item > a,
.finad-premium-header .finad-menu .current_page_item > a,
.finad-premium-header .finad-menu .current_page_parent > a {
  background: rgba(248, 245, 239, .72);
  color: var(--finad-ink);
  box-shadow: none;
}
.finad-premium-header .finad-menu a:hover::after,
.finad-premium-header .finad-menu .current-menu-item > a::after,
.finad-premium-header .finad-menu .current_page_item > a::after,
.finad-premium-header .finad-menu .current_page_parent > a::after { transform: scaleX(1); }
.finad-premium-header .finad-nav-actions { display: flex; align-items: center; gap: 10px; }
.finad-header-cta {
  min-height: 56px;
  padding-inline: 20px;
  gap: 10px;
  border-radius: 15px;
  background: linear-gradient(180deg, #103453 0%, #071f38 100%);
  color: #fff;
  box-shadow: 0 14px 26px rgba(8, 35, 63, .18);
}
.finad-header-cta svg { width: 19px; height: 19px; }
.finad-menu-toggle {
  display: none;
  width: 50px;
  height: 50px;
  padding: 0;
  border-radius: 15px;
  border: 1px solid #e5ded3;
  background: #fff;
  box-shadow: 0 9px 25px rgba(22,31,43,.07);
  cursor: pointer;
  position: relative;
}
.finad-menu-toggle span {
  position: absolute;
  left: 14px;
  width: 20px;
  height: 2px;
  border-radius: 999px;
  background: var(--finad-dark);
  transition: transform .2s ease, opacity .2s ease, top .2s ease;
}
.finad-menu-toggle span:nth-child(1) { top: 17px; }
.finad-menu-toggle span:nth-child(2) { top: 24px; }
.finad-menu-toggle span:nth-child(3) { top: 31px; }
.finad-menu-toggle.is-open span:nth-child(1) { top: 24px; transform: rotate(45deg); }
.finad-menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.finad-menu-toggle.is-open span:nth-child(3) { top: 24px; transform: rotate(-45deg); }

/* Premium homepage hero */
.finad-premium-hero {
  position: relative;
  overflow: hidden;
  padding: 86px 0 76px;
}
.finad-premium-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(circle at 80% 30%, rgba(109,152,125,.09), transparent 24%),
    linear-gradient(135deg, rgba(183,155,97,.035), transparent 42%);
}
.finad-premium-orbit {
  position: absolute;
  border: 1px solid rgba(183, 155, 97, .14);
  border-radius: 50%;
  pointer-events: none;
}
.finad-premium-orbit-one { width: 690px; height: 690px; right: -360px; top: 10px; }
.finad-premium-orbit-two { width: 560px; height: 560px; right: -310px; top: 74px; }
.finad-premium-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1.03fr;
  gap: clamp(44px, 6vw, 78px);
  align-items: center;
}
.finad-premium-hero-copy { padding: 14px 0 4px; }
.finad-premium-kicker {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 26px;
  color: #846b3d;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .13em;
}
.finad-premium-kicker i { display: block; width: 38px; height: 1px; background: var(--finad-gold); }
.finad-premium-title {
  margin: 0;
  max-width: 690px;
  color: var(--finad-ink);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(54px, 5.6vw, 82px);
  line-height: .98;
  letter-spacing: -.055em;
  font-weight: 500;
}
.finad-premium-title em {
  display: block;
  color: #4e7e62;
  font-style: normal;
}
.finad-premium-lead {
  max-width: 650px;
  margin: 30px 0 32px;
  color: #566273;
  font-size: clamp(17px, 1.7vw, 20px);
  line-height: 1.65;
}
.finad-premium-actions { gap: 14px; }
.finad-premium-primary { gap: 14px; min-width: 220px; }
.finad-premium-primary span { color: #e2c582; font-size: 20px; line-height: 1; }
.finad-premium-secondary { gap: 10px; min-width: 210px; background: rgba(255,255,255,.78); color: var(--finad-ink); border: 1px solid #e2dbcf; box-shadow: 0 12px 28px rgba(32,38,45,.055); }
.finad-premium-secondary svg { width: 20px; height: 20px; color: #8b7448; }
.finad-premium-benefits {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 42px;
  max-width: 720px;
}
.finad-premium-benefits > div {
  min-height: 56px;
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 10px;
  align-items: center;
  padding-right: 18px;
}
.finad-premium-benefits > div + div { border-left: 1px solid #ddd5ca; padding-left: 20px; }
.finad-premium-benefits strong { font-size: 13px; line-height: 1.35; color: #2d3b4d; }
.finad-benefit-icon {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border: 1px solid #bdd0c2;
  border-radius: 50%;
  color: #48745b;
  font-weight: 900;
}

.finad-premium-visual {
  position: relative;
  min-height: 590px;
  padding: 38px 34px 30px;
  overflow: hidden;
  border-radius: 34px;
  color: #fff;
  background:
    radial-gradient(circle at 75% 20%, rgba(38,86,72,.42), transparent 26%),
    linear-gradient(145deg, #0a2a48 0%, #061d34 68%, #06182a 100%);
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: 0 30px 80px rgba(10, 28, 46, .22), inset 0 1px 0 rgba(255,255,255,.07);
}
.finad-premium-visual-glow {
  position: absolute;
  width: 440px;
  height: 440px;
  right: -160px;
  bottom: -170px;
  border-radius: 50%;
  background: rgba(89, 144, 104, .20);
  filter: blur(18px);
}
.finad-premium-visual-top {
  position: relative;
  z-index: 3;
  display: flex;
  align-items: center;
  gap: 16px;
  max-width: 430px;
}
.finad-premium-visual-top p {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 22px;
  line-height: 1.22;
  color: #f3efe6;
}
.finad-premium-leaf {
  flex: 0 0 auto;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(109, 152, 125, .7);
  border-radius: 50%;
  background: rgba(70, 124, 89, .13);
  color: #8ec39f;
  font-size: 22px;
}
.finad-growth-lines {
  position: absolute;
  left: 0;
  right: 0;
  top: 150px;
  z-index: 1;
  width: 100%;
  height: auto;
  opacity: .96;
}
.finad-premium-visual-cards {
  position: absolute;
  z-index: 4;
  left: 30px;
  right: 30px;
  bottom: 28px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid rgba(255,255,255,.13);
}
.finad-premium-visual-cards > * {
  min-width: 0;
  padding: 28px 20px 4px;
  color: #fff;
  display: grid;
  align-content: start;
  gap: 6px;
}
.finad-premium-visual-cards > * + * { border-left: 1px solid rgba(255,255,255,.14); }
.finad-premium-visual-cards span { color: #d9c38c; font-family: Georgia, "Times New Roman", serif; font-size: 28px; line-height: 1; }
.finad-premium-visual-cards strong { font-size: 16px; line-height: 1.25; color: #fff; }
.finad-premium-visual-cards small { color: #9fabb8; line-height: 1.35; }
.finad-premium-visual-cards a:hover strong { color: #b9dec6; }

.finad-premium-intro-band {
  padding: 0 0 72px;
}
.finad-premium-intro-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid #dfd8ce;
  border-bottom: 1px solid #dfd8ce;
}
.finad-premium-intro-grid > div {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 16px;
  padding: 26px 28px;
  align-items: start;
}
.finad-premium-intro-grid > div + div { border-left: 1px solid #dfd8ce; }
.finad-premium-intro-grid span { color: #9b8050; font-family: Georgia, "Times New Roman", serif; font-size: 22px; }
.finad-premium-intro-grid p { margin: 0; color: #64707d; font-size: 14px; line-height: 1.5; }
.finad-premium-intro-grid strong { display: block; margin-bottom: 3px; color: var(--finad-ink); font-size: 15px; }

/* Existing sections aligned with the premium direction */
.finad-section { padding: 104px 0; }
.finad-section-sm { padding: 78px 0; }
.finad-band, .finad-soft-section {
  background: rgba(239, 242, 235, .82);
  border-color: #e0e5dc;
}
.finad-calculator-wrap,
.finad-contact,
.finad-page-contact,
.finad-dark-card,
.finad-page-hero--dark { background: linear-gradient(145deg, #0a2a48, #061c32); }
.finad-calculator-wrap,
.finad-contact,
.finad-page-contact { box-shadow: 0 28px 75px rgba(9, 29, 47, .13); }
.finad-calc-box,
.finad-contact-form,
.finad-about-copy,
.finad-split-copy,
.finad-about-signature-card,
.finad-prose { border-color: #e5ddd2; box-shadow: 0 18px 55px rgba(22,31,43,.055); }
.finad-about-visual {
  background: radial-gradient(circle at top right, rgba(183,155,97,.12), transparent 35%), linear-gradient(145deg, #eef3ed, #fbf9f5);
  border-color: #e3ddd4;
}
.finad-portrait-placeholder,
.finad-person-mark { background: var(--finad-dark); color: #d6c08f; }
.finad-page-hero--about { background: linear-gradient(180deg, rgba(248,245,239,.75), rgba(239,243,237,.88)); }
.finad-page-title { color: var(--finad-ink); }
.site-footer {
  margin-top: 30px;
  padding-top: 66px;
  background: #f2eee7;
  border-top: 1px solid #e2dbcf;
}
.finad-footer-brand .finad-brand-mark { background: var(--finad-dark); color: #d6c08f; }

@media (max-width: 1180px) {
  .finad-premium-nav-shell { grid-template-columns: 190px minmax(0, 1fr) auto; gap: 12px; }
  .finad-premium-logo { width: 178px; }
  .finad-premium-header .finad-menu a { padding-inline: 9px; font-size: 13px; }
  .finad-header-cta { padding-inline: 16px; }
}

@media (max-width: 980px) {
  .site-header.finad-premium-header { padding-top: 12px; }
  .finad-premium-nav-shell {
    grid-template-columns: 1fr auto;
    min-height: 78px;
    padding: 10px 11px 10px 16px;
    border-radius: 23px;
  }
  .finad-premium-logo { width: 176px; }
  .finad-premium-logo img { max-height: 52px; }
  .finad-premium-header .finad-nav-main {
    position: absolute;
    left: 0;
    right: 0;
    top: calc(100% + 10px);
    display: block;
  }
  .finad-premium-header .finad-nav-main nav { width: 100%; }
  .finad-premium-header .finad-nav-main .finad-menu {
    display: none;
    padding: 12px;
    flex-direction: column;
    align-items: stretch;
    gap: 3px;
    background: rgba(255,255,255,.98);
    border: 1px solid #e4ddd3;
    border-radius: 20px;
    box-shadow: 0 28px 65px rgba(22,31,43,.15);
  }
  .finad-premium-header .finad-nav-main .finad-menu.is-open { display: flex; }
  .finad-premium-header .finad-menu li { display: block; }
  .finad-premium-header .finad-menu a { display: flex; min-height: 50px; padding: 0 14px; font-size: 15px; }
  .finad-premium-header .finad-menu a::after { display: none; }
  .finad-premium-header .finad-header-cta { display: none; }
  .finad-premium-header .finad-menu-toggle { display: block; }

  .finad-premium-hero { padding: 64px 0 60px; }
  .finad-premium-hero-grid { grid-template-columns: 1fr; gap: 46px; }
  .finad-premium-hero-copy { max-width: 760px; }
  .finad-premium-title { max-width: 780px; }
  .finad-premium-visual { min-height: 560px; }
  .finad-premium-benefits { max-width: none; }
  .finad-premium-intro-grid { grid-template-columns: 1fr; }
  .finad-premium-intro-grid > div + div { border-left: 0; border-top: 1px solid #dfd8ce; }
}

@media (max-width: 680px) {
  .finad-premium-logo { width: 150px; }
  .finad-premium-logo img { max-height: 48px; }
  .finad-premium-hero { padding-top: 48px; }
  .finad-premium-kicker { font-size: 10px; letter-spacing: .10em; gap: 10px; }
  .finad-premium-kicker i { width: 26px; }
  .finad-premium-title { font-size: clamp(45px, 13vw, 61px); }
  .finad-premium-lead { margin: 24px 0 28px; font-size: 17px; }
  .finad-premium-actions { flex-direction: column; }
  .finad-premium-actions .finad-btn { width: 100%; }
  .finad-premium-benefits { grid-template-columns: 1fr; gap: 12px; margin-top: 34px; }
  .finad-premium-benefits > div { min-height: auto; padding: 8px 0; }
  .finad-premium-benefits > div + div { border-left: 0; padding-left: 0; }
  .finad-premium-visual { min-height: 650px; padding: 28px 22px 22px; border-radius: 26px; }
  .finad-premium-visual-top p { font-size: 19px; }
  .finad-growth-lines { top: 150px; width: 125%; left: -12%; }
  .finad-premium-visual-cards { grid-template-columns: 1fr; left: 20px; right: 20px; bottom: 20px; }
  .finad-premium-visual-cards > * { padding: 18px 8px; grid-template-columns: 54px 1fr; gap: 4px 12px; align-items: center; }
  .finad-premium-visual-cards > * + * { border-left: 0; border-top: 1px solid rgba(255,255,255,.14); }
  .finad-premium-visual-cards span { grid-row: 1 / 3; font-size: 24px; }
  .finad-premium-visual-cards small { grid-column: 2; }
  .finad-premium-intro-band { padding-bottom: 46px; }
  .finad-premium-intro-grid > div { padding: 22px 8px; }
  .finad-section { padding: 78px 0; }
  .finad-section-sm { padding: 60px 0; }
}
.finad-footer-logo { display: inline-flex; width: 210px; }
.finad-footer-logo img { display: block; width: 100%; height: auto; }
.finad-footer-description { max-width: 480px; margin-top: 16px; }


/* Contact page, v1.5 */
.finad-contact-hero-grid {
  align-items: stretch;
}
.finad-contact-method-grid--direct {
  grid-template-columns: minmax(0, 1.22fr) minmax(240px, .78fr);
  gap: 14px;
}
.finad-contact-method {
  min-height: 142px;
  position: relative;
  overflow: hidden;
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.finad-contact-method::after {
  content: "";
  position: absolute;
  width: 76px;
  height: 76px;
  right: -26px;
  bottom: -30px;
  border-radius: 50%;
  background: rgba(85, 201, 138, .09);
}
a.finad-contact-method:hover {
  transform: translateY(-3px);
  border-color: rgba(85, 201, 138, .45);
  box-shadow: 0 20px 42px rgba(16, 24, 40, .08);
}
.finad-contact-method strong {
  position: relative;
  z-index: 1;
  font-size: clamp(17px, 1.5vw, 21px);
}
.finad-contact-method--email strong {
  white-space: nowrap;
  overflow-wrap: normal;
  word-break: normal;
  font-size: clamp(15px, 1.12vw, 19px);
  letter-spacing: -.025em;
}
.finad-contact-method--empty {
  border-style: dashed;
  background: rgba(255,255,255,.58);
}
.finad-contact-method--empty strong {
  font-size: 16px;
  color: #475467;
}
.finad-contact-availability {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 16px;
  color: #667085;
  font-size: 14px;
  font-weight: 650;
}
.finad-contact-availability > span {
  width: 9px;
  height: 9px;
  flex: 0 0 auto;
  border-radius: 50%;
  background: var(--finad-accent);
  box-shadow: 0 0 0 5px rgba(85, 201, 138, .13);
}
.finad-owner-card {
  min-height: 520px;
  margin: 0;
  position: relative;
  overflow: hidden;
  border-radius: 34px;
  background: var(--finad-dark);
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: 0 28px 80px rgba(16, 24, 40, .18);
}
.finad-owner-photo-wrap {
  position: absolute;
  inset: 0;
}
.finad-owner-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 43% center;
  display: block;
  filter: saturate(.92) contrast(1.02);
}
.finad-owner-photo-shade {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(6, 18, 32, .04) 30%, rgba(6, 18, 32, .28) 57%, rgba(6, 18, 32, .94) 100%),
    linear-gradient(90deg, rgba(6, 18, 32, .10), transparent 46%);
}
.finad-owner-caption {
  position: absolute;
  z-index: 2;
  left: 28px;
  right: 28px;
  bottom: 28px;
  color: #fff;
}
.finad-owner-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 10px;
  color: #a8e6bf;
  font-size: 12px;
  font-weight: 850;
  letter-spacing: .09em;
  text-transform: uppercase;
}
.finad-owner-kicker::before {
  content: "";
  width: 18px;
  height: 1px;
  background: #a8e6bf;
}
.finad-owner-caption strong {
  display: block;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(30px, 3vw, 42px);
  line-height: 1.02;
  letter-spacing: -.035em;
}
.finad-owner-caption small {
  display: block;
  margin-top: 6px;
  color: #b9c4d0;
  font-size: 14px;
  font-weight: 700;
}
.finad-owner-caption p {
  max-width: 430px;
  margin: 16px 0 0;
  color: #d8e0e8;
  font-size: 15px;
  line-height: 1.55;
}

@media (max-width: 980px) {
  .finad-owner-card { min-height: 540px; }
  .finad-contact-method-grid--direct { grid-template-columns: minmax(0, 1.15fr) minmax(220px, .85fr); }
  .finad-contact-method--email strong { font-size: clamp(15px, 2vw, 18px); }
}

@media (max-width: 680px) {
  .finad-contact-method-grid--direct { grid-template-columns: 1fr; }
  .finad-contact-method { min-height: 128px; }
  .finad-owner-card { min-height: 430px; border-radius: 26px; }
  .finad-owner-caption { left: 22px; right: 22px; bottom: 22px; }
}


/* v1.7, zdjęcie właściciela przeniesione z Kontakt do O mnie */
.finad-contact-hero-grid {
  grid-template-columns: minmax(0, 1fr);
  max-width: 980px;
  margin-inline: auto;
}
.finad-contact-hero-grid > div {
  width: 100%;
}
.finad-contact-method-grid--direct {
  max-width: 900px;
}
.finad-owner-card--about {
  min-height: 590px;
  align-self: stretch;
}
.finad-owner-photo--about {
  object-position: 43% center;
}
.finad-owner-photo-shade--about {
  background:
    linear-gradient(180deg, rgba(6, 18, 32, .02) 25%, rgba(6, 18, 32, .18) 52%, rgba(6, 18, 32, .94) 100%),
    linear-gradient(90deg, rgba(6, 18, 32, .08), transparent 48%);
}
.finad-owner-caption--about p {
  max-width: 480px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 18px;
  line-height: 1.5;
  color: #edf2f5;
}

@media (max-width: 980px) {
  .finad-contact-hero-grid { max-width: none; }
  .finad-owner-card--about { min-height: 560px; }
}

@media (max-width: 680px) {
  .finad-contact-method-grid--direct { max-width: none; }
  .finad-owner-card--about { min-height: 470px; }
  .finad-owner-caption--about p { font-size: 16px; }
}